Married women in national insurance / Ministry of National Insurance.

Date:
1948
Catalogue details

Licence: Public Domain Mark

Credit: Married women in national insurance / Ministry of National Insurance. Source: Wellcome Collection.

    3/10 page 2
    WHO CAN INSURE? 1. You must be insured against industrial injuries if you are working for an employer. For all other purposes you may choose whether or not td insure as explained below. z 2. You can choose to be insured in your own right if you are :— already insured for health or pensions under the State insurance scheme* or under 60 and working for gain, whether for an employer or on your own account. 3. You camnot become insured in your own right and must not apply for a contribution card if you are not working and not already insured under the Health and Pensions Scheme, at 5th July, 1948. But if you do, at any time, take up work you should apply at once. ' 4. If you are over 60 on 5th July, 1948 (and not already insured) you cannot enter the main National Insurance scheme even if you start work (though if you do so you will need to apply for a card for your industrial injuries contributions, and for your employer’s share of the ordinary contributions). IS If WORTH MY WHILE TO PAY CONTRIBUTIONS ? 5, This is something which every married woman must decide for herself. Go through this leaflet carefully and pick out the parts which affect you. You alone know, for example, how old you will be when your husband retires, and this is an important consideration. Look at paragraph 6 and see when you would get a pension of 16s. through your husband’s insurance. This will not be until he is at least 65. Then look at the table in paragraph 8 and see when you would get a 26s. pension in your own right. This could be when you reach age 60. If these dates are close together then so far as retirement pension is concerned your only advantage in paying contributions is an extra 10s. a week. But if a pension of 26s. a week could be paid to you some years before you could qualify for 16s. a week on your husband's insurance, there is much more in it for you. But, if you are over 50 at the 5th July, 1948, the above will not necessarily apply because of the special conditions referred to in the table in para 8. | ‘ NOW READ ON. SUPPOSE I DO NOT INSURE? 6. The National Insurance scheme still provides many benefits for you through your husband's insurance. You can get these whether you are yourself insured or not, so long as your husband has the necessary record of contributions. You may be entitled to a maternity grant of £4 on the birth of a child. In addition you can get either— an attendance allowance of 20s. a week for four weeks following your confinement : or starting six weeks before your confinement if you ordinarily work for gain. $ * You will still be insured under the National Health and Contributory Pensions Acts at 4th July 1948, if the last stamp was put on your cards after Ist January, 1946. If you have been ill since then you might stil! be insured even Uf your last stamp was earlier than that. If in doubt about your position ASK at your local National Insurance Office. They will be glad to help you. Bette ne
    digitised image 1
    digitised image 2
    digitised image 3