Married women in national insurance / Ministry of National Insurance.

Date:
1948
Catalogue details

Licence: Public Domain Mark

Credit: Married women in national insurance / Ministry of National Insurance. Source: Wellcome Collection.

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    DEATH GRANT If you are widowed you may also be entitled to death grant, but this benefit is not payable in the case of a death occurring before Sth July, 1949, or for the death of a man who was over 66 at that date. The amount would normally be £20, but would be only £10 if he was over 56 at Sth July, 1949. If your husband is over 65 on 5th July, 1948, and was not an insured person on reaching that age, he will not come within the scheme and these benefits will not’ therefore be available to you from his insurance. SUPPOSE I-DO INSURE ? 7. You must pay regular weekly contributions. The amount you will have deducted from your pay or will spend on your stamp will depend on what you are doing from time to time. HOW MUCH YOU PAY If you are working for an employer you pay Class 1 contributions, i.e. 3s. 10d. and your employer pays 3s. 3d. each week, making 7s. 1d. in all. 3d. of each part of the contribution is for industrial injuries insurance. There is only one stamp. If you are working on your own account earning 20s. a week or more and you wish to receive sickness benefit when you are ill you may pay the Class 2 (self- employed person’s) contribution of 5s. 1d. a week ; otherwise you may pay a contribution of 3s. 8d. a week which is the same rate as the Class 3 (non- employed person’s) contribution. If you are not in paid employment of any kind, you pay the Class 3 (non-employed person’s) contribution of 3s. 8d. a week. (But see para. 3). There are lower rates of contribution for women under 18. HOW YOU WILL BENEFIT The main benefits, Sickness Benefit, Unemployment Benefit, and Retirement Pension, are available to you. Your husband cannot have his benefit or pension increased for you while you are drawing any of these benefits. Right at the beginning of the scheme there will be special arrangements so that those who were qualified for benefit under the old rules will go on being qualified under the new ones. The old rules under which a married woman with a poor record of con- tributions, during the few months before her claim to Unemployment Benefit, had to satisfy additional conditions, will still apply until 13 Class 1 contributions have been paid after the Sth July, 1948. If you are affected you will be told hee you make your claim at the Employment Exchange. Your contributions will count towards maternity grant and attendance allowance. They will also count towards death grant. This would only be necessary if these benefits were not available to you on your husband’s insurance because he had insufficient contributions. You cannot insure yourself for widow’s benetits ; they are only paid on your husband’s insurance.