Social insurance.

Date:
1944
Catalogue details

Licence: Public Domain Mark

Credit: Social insurance. Source: Wellcome Collection.

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    5f (1) Yearly average of contributions paid or excused. A yearly average of 50 contributions paid or excused will be required, but credit will be given for insurance prior to the start of the new scheme, on the same lines as for retirement pension (see paragraph Ior (iii)). If the average is below 50, the rate of pension will be reduced. A pension of Ios. a week paid to a widow under the arrangements described in this or the preceding paragraph will not be reducible on account of earnings; and if she is drawing guardian’s benefit or widow’s pension of 20s. a week in place of the Ios. pension, that benefit or pension will not be reducible below Ios. a week on account of earnings. 127. Women married after new scheme starts to men insured under existing scheme. The contribution conditions will be:— (i) Initial qualifying coninbutions. A minimum of 156 actual contribu- tions paid since the husband last became insured; (ii) Yearly average of contributions paid or excused. A yearly average of 50 contributions paid or excused will be required, credit being given for past insurance on the lines referred to in the last preceding paragraph. If these conditions are satisfied, widow’s benefit, guardian’s benefit, or widow’s pension of 20s. a week will be payable to a widow otherwise qualified. 128. Widows of men who become insured at the start of the new scheme. The contribution conditions will be the same as in the preceding paragraph except that the average will be calculated over the period from the start of the new scheme to the date of death. If these conditions are fulfilled, widow’s benefit, guardian’s benefit or widow’s pension of 20s. a week will be payable to a widow otherwise qualified. Position of Widows in Relation to Retirement Pension 129. If a widow on reaching the age of 60 was entitled to either widow’s benefit, guardian’s benefit or a widow’s pension (other than a Ios. pension payable under the existing scheme or the transitional arrangements) she will, when her title to that benefit or pension ceases (otherwise than by remarriage), become entitled to a retirement pension based on her husband’s insurance. 130. A. woman over 60 at the death of her husband will then or on cessa- tion (otherwise than by remarriage) of her right to widow’s or guardian’s benefit be entitled to a retirement pension based on her husband’s insurance. 131. There remains the case of the woman widowed under 60 who on reaching that age was not entitled to any of the widowhood benefits. For contributions relating to retirement pension, she may rely upon her own record throughout, or on her husband’s record up to the date of his death, and her own record thereafter, or on her own pre-marriage record, her husband’s record during marriage, and her own record thereafter. (Where the widow has been married more than once, the relevant record will be that of her last husband.) These arrangements will also apply to a woman who between the start of the new scheme and her 6oth birthday qualifies for a IOs. pension under the transitional arrangements, but her retirement pension will not be reducible, on account either of earnings or deficient contributions, below ros. A widow who at the start of the new scheme is in receipt of a Ios. pension under the existing scheme must rely on her own contribution record through- out, but if she is then between 50 and 60, and will not have completed IO years insurance when she reaches 60, her title to retirement pension will be based on her record from entry into insurance up to her 6oth birthday. Her pension will not in any event be reduced below Ios.
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