Married women in national insurance / Ministry of National Insurance.

Date:
1948
Catalogue details

Licence: Public Domain Mark

Credit: Married women in national insurance / Ministry of National Insurance. Source: Wellcome Collection.

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    MATERNITY BENEFITS For you to get maternity grant and attendance allowance your husband must have*paid 26 contributions at some time, and had at least 26 contributions paid or credited in the contribution year preceding the date of your confinement. To get the maternity allowance’ you must have been working either for an. employer or on your own account for at least 26 weeks out of the 52 weeks before you make your claim, and in at least 45 of these weeks you must have been at work, or registered as unemployed, or sick. UNEMPLOYMENT, SICKNESS AND INJURY BENEFIT INCREASES If your husband is working for an employer his rate of unemployment, sickness or injury benefit may be increased by 16s. a week as long as you are residing with or maintained by him, and you are not earning more than 20s. a week or drawing benefit yourself. If he is working on his own account his sickness benefit rate may be similarly increased. RETIREMENT PENSION Your husband’s rate of retirement pension may be increased in the same way by 16s. so long as you are under 60; at this age the increase stops but you may qualify for a pension of 16s. a week payable direct to you (provided that you yourself have retired from regular work, too). This pension will normally be increased to 26s. a week if you are later widowed. But if you reach 60 before your husband retires no pension can be paid to you until he has retired and been awarded a pension. If you should become a widow before age 60 there are special provisions to enable you to get a retirement pension at 60, even ee you have chosen not to pay contributions during marriage. WIDOWHOOD BENEFITS If your husband dies before you have qualified for a retirement pension, and he has paid at least 156 contributions to insurance (104 pensions contributions paid since last entry into insurance before 5th July, 1948, count as if they were 156) you may be entitled to widow’s benefit. The rate is 36s. a week for the first 13 weeks with an extra 7s. 6d. for the first child under school leaving age, then 33s. 6d. a week until the last child reaches school leaving age, and this is followed by a pension of 26s. a week if you are then at least 40 years of age. If when your husband dies you have no such child but you are over 50 and have been married at least ten. years, you may qualify for a pension of 26s. a week until you reach retirement age (60) or remarry. Apart from the allowance for - the first 13 weeks these rates will be reduced for weeks in which you earn more than 30s. a week, either from an employer or by working.on your own account. Note : If your husband has not got a full record of contributions the rate of most of the above benefits may be reduced. For example, for widow’s benefit or retire- ment pension an average yearly credit of 50 contributions over the whole insurance life is needed in order to qualify for the full rate.