How to examine for life insurance / By John M. Keating.

  • John Marie Keating
Date:
1890
Catalogue details

Licence: Public Domain Mark

Credit: How to examine for life insurance / By John M. Keating. Source: Wellcome Collection.

Provider: This material has been provided by the Harvey Cushing/John Hay Whitney Medical Library at Yale University, through the Medical Heritage Library. The original may be consulted at the Harvey Cushing/John Hay Whitney Medical Library at Yale University.

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    should be furnished. If unusually spare for his height, stoop-shouldered, or possessed of any peculiarity, physical or otherwise, which may have a bearing on the risk, it should be stated fully. 9. It is not possible within our limits, nor is it thought necessary, to notice specially every point connected with making examinations. If well qualified, the necessary inquiries will occur to the Examiner, and if he, in any just degree, realizes the vast importance to the Company of his report, and the responsi- bility he assumes in his recommendation, we are sure that neither will be given without the most careful and thorough investigation. The sound common sense of the medical man is especially necessary, and the prime qualification of the Examiner. If there is doubt in any case, the benefit of the doubt should always be given to the Company. We are not so anxious to do business as to be willing to accept any doubtful or uncertain risk. 10. Whenever there is necessity, or for any reason he prefers, the Exami- ner is requested to communicate directly with the Home Office. We desire he should do so freely, at all times when it seems to him best, and his communi- cations will always be regarded as confidential. 11. If a policy has not been taken in proper time, or has lapsed, and a reexamination is ordered by the Company, the Examiner should personally examine the party with the same care and minuteness as when first examined, so as to be able to make a certificate in the following form :— I have made careful personal examination of of and hereby certify that he is in sound health, and that no change has occurred in his personal or family history or in his personal habits, since his former application and examination of 18... Except [Signed.] M. D.