Volume 1

The medical directory for Ireland. 1852, 1856, 1858-60.

Date:
1852-60
Catalogue details

Licence: Public Domain Mark

Credit: The medical directory for Ireland. 1852, 1856, 1858-60. Source: Wellcome Collection.

Provider: This material has been provided by Royal College of Physicians, London. The original may be consulted at Royal College of Physicians, London.

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    IMPERIAL LIFE INSURANCE COMPANY, 1, Old Broad-street, London DIRECTORS. Charles Cave, Esq., Chairman. Thomas Newman Hunt, Esq., Deputy Chairman. James C. C. Bell, Esq. Chas. Francis Cobb, Esq. Andrew Colvile, Esq. Henry Davidson, Esq. George Field, Esq. George Hibbert, Esq. Samuel Hibbert, Esq. Daniel Mildred, Esq. J. Gordon Murdoch, Esq. Henry Pearse, Esq. Henry J. Prescott, Esq. Joseph Reid, Esq. Martin T. Smith, Esq., M.P. Newman Smith, Esq. A New Scale of Premiums on Insurances for the Whole Term of Life has recently been adopted, by which a material reduction Las been made at all Ages below 50 Years. Four-fifths, or 80 per cent, of the Profits, are assigned to Policies every Fifth Year ; and may be applied to increase the sum insured; to an immediate payment in Cash ; or to the reduction and ultimate extinc- tion of future Premiums. The following will show the effect of the bonus on Policies of 30 Years’ duration, on the 31st of January, 1851. Age when Insured. Sum Insured. Annual Premium. Addition to Sum payable at Death. Value of Addition in Cash. Or Premium extinguished and Cash paid. £ £ s. cl. £ £ £ 21 1000 22 5 0 560 276 5 26 2000 49 1 8 1120 617 93 31 3000 81 17 0 1680 1027 282 36 4000 122 13 4 2240 1505 582 41 5000 174 7 G 2800 2043 992 One-third of the Premium on Insurances of £500 and upwards, for the Whole Term of Life, may remain as a Debt upon the Policy, to be paid off at convenience; by which means £1500 may be insured for the present outlay otherwise required for £1000. Loans.—The Directors will lend Sums of £50 and upwards on the security of Policies effected w'ith this Company for the Whole Term of Life, when they have acquired an adequate value. Security.—Those who effect Insurances with this Company are protected by its large Subscribed Capital from the risk incurred by members of Mutual Societies. Insurances without participation in Profits may be effected at reduced rates.] SAMUEL INGALL, Actuary.
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