The risks of life assurance : suggested by a history of the case of Geach v. Ingall, in which the Imperial life Assurance Company, by the verdicts of three different special juries, was defeated in an attempt to evade payment of a policy.

Date:
1848
Catalogue details

Licence: Public Domain Mark

Credit: The risks of life assurance : suggested by a history of the case of Geach v. Ingall, in which the Imperial life Assurance Company, by the verdicts of three different special juries, was defeated in an attempt to evade payment of a policy. Source: Wellcome Collection.

Provider: This material has been provided by Royal College of Physicians, London. The original may be consulted at Royal College of Physicians, London.

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    at the facts, that my connection with the directors and with the policy did not begin until two years and a half after they had granted it; that it was known to all who attended the public sale by auction at which I bought it, that the agent was willing to purchase; and, that after the death of Scott, the directors in- vited all the litigation which has followed, by meeting my request to know their reasons for refusing to pay, by a reference to their attorneys; I cannot bring myself to believe that the directors will do otherwise (the result of the litigation having fully justified my proceedings), than close the matter in a spirit that will put to rest, in the minds of myself, my friends, and the public, the strong feelings of injustice and persecution, which the course taken by the office has hitherto engendered, and that in terminating the litigation, they will also terminate the real cause of quarrel between us, by placing me in the same situation as though the policy had been paid at once and without question, which, otherwise, must still remain, and prevent my closing my connection with the directors in the friendly spirit which I desire, and which I am satisfied will alone ultimately pro- mote the real interests of the office. Respectfully requesting a reply to this letter, I am, Yours obediently, SAMUEL BEALE. i West Cottage, Edgbaston, November 7, 1846. [COPY.] Imperial Life Office, Sun Court, Cornhill, London, 11th November, 1846. Samuel Beale, Esq. Birmingham. Sir, I am instructed to acknowledge the receipt of your letter of the 7th instant, and to inform you, that the directors feel it to be their duty to decline compliance with your request; their belief, that the policy referred to was obtained from them through fraudulent misrepresentations and wilful con- cealment of material facts, being unshaken. I am, Sir, Your most obedient servant, SAMUEL INGALL, Actuary. By this letter it will be seen that the opinions of the directors of the Imperial Life Office are unshaken by the verdicts of three different special juries, and that the highest and most solemn jus- tification of the conduct of Mr. Scott, the most complete proof of his integrity which the law of the land affords, does not prevent them from still fixing upon his memory the charge of “ fraudu-