The risks of life assurance : suggested by a history of the case of Geach v. Ingall, in which the Imperial life Assurance Company, by the verdicts of three different special juries, was defeated in an attempt to evade payment of a policy.

Date:
1848
Catalogue details

Licence: Public Domain Mark

Credit: The risks of life assurance : suggested by a history of the case of Geach v. Ingall, in which the Imperial life Assurance Company, by the verdicts of three different special juries, was defeated in an attempt to evade payment of a policy. Source: Wellcome Collection.

Provider: This material has been provided by Royal College of Physicians, London. The original may be consulted at Royal College of Physicians, London.

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    Surely the directors cannot be aware that Mr. Scott was examined by Dr. Ingleby, on the part of the Norwich Office, and by Mr. Wickenden, their own medical man, before this policy was granted, and was reported perfectly healthy; and that Mr. Wickenden has stated, recently, that he has a distinct recollection of the case, and that he has examined the lungs of the deceased, and that they were not more diseased than they would become in a few months, and could not alone have been the cause of death. If the directors are not inclined to be satisfied with the statements of their own respectable agent, I can, I am sure, convince them by other testimony, and I shall feel myself unfairly dealt with if they force me into litigation. But I must distinctly state, that I can consent to no compromise; and must, therefore, beg that you will inform me, at your earliest convenience, whether the directors will be Mailing to give me an op- portunity to remove the unfavourable and erroneous impressions which they appear to have formed, or that they require me to prove my claim in a court of law. I am, Sir, Yours obediently, SAMUEL BEALE. Addressed, S. Ingall, Esq., Actuary, Imperial Life Office, Comhill, London. [COPY.] Imperial Life Office, Sun Court, Cornhill, London, April 10, 1844. Sir, I have to acknowledge receipt of your letter of yesterday’s date, as well as the one you refer to from Mr. Samuel Beale, dated 29th ultimo, and in reply to that I beg to state, that the directors of this company are willing to give him an opportunity to remove the unfavourable impressions they have formed, relative to the insurance effected on the life of the late Mr. John Scott, and are ready to receive any communication on the subject. I am, Sir, Your most obedient servant, SAMUEL INGALL, Actuary. W. John Beaxe, Esq. Waterloo Street, Birmingham. [COPY.] Birmingham, 11th April, 1844. Sir, I am in receipt of your letter of the 10th instant; and as my brother will be from home for some time, and as I find by its tenor that the settlement of this matter will have to be left in my hands, I at once reply to it. It would be absurd for Mr. Beale to attempt to remove the unfavourable impres- sions stated to be entertained by the directors, without their grounds being specifically given; and he certainly has a right to expect that you will candidly tell him the grounds on winch they resist his demand. I shall lay the correspondence before the assignees of Scott, and obtain their instructions to act; for however reluct ant Mi'. Beale may be to enter into